Insurance and Annuity Products                                           Feb- Money words: life insurance the gift of love

PBA provides life insurance and annuities. We take pride in knowing that for 117 years we have helped our members find the best coverage at the right price that suits their needs and expectations. In the event of a claim, our members know that we are there to provide help and counsel to ensure a fast, speedy claim settlement.

You pay the same premium for the life of the contract.

20 Year Life Plan

You only pay the premium for 20 years and have protection for life.

Single Premium

You pay only one premium and are protected for life

Life Insurance with Educational Fund Plan

Issued for ages 0 to 15. At age 18, you receive both a fully paid-up life policy for the face amount of the policy, which may be used for the child's education or other expenses, available for purchase as a Single Premium or other Premium Plan Basis.

Flexible Premium Deferred Annuity

These plans offer flexible premium in addition to tax deferred status, favorable yields and excellent selltement option rates at retirement. This plan can be used for either qualified (IRA) or non-qualified plans. The minimum deposit is $300.00 the first year. Deposits to these plans can be made on monthly, quarterly, semi-annually or annually.

Whole Life Plans

Annuity Products Offered

Flexible Premium Deferred Annuity

These plans offer a single premium deposit for those who want a lump sum to earn tax deferred interest. This plan can be used for either qualified (IRA) or non- qualified plans. The minimum deposit for this plan in $2000.00.

Graded Benefit Guaranteed Issue Whole Life

The PBA is proud to offer you our Graded Benefit Guaranteed Issue Whole Life Policy. Now even when age or health may be a problem and you have a need for Life Insurance protection to cover your financial responsibilities, you can rest assured knowing that insurance protection is available to you and your family through the PBA.

Normally, when a person’s age or health are in question, life insurance protection is difficult, if not impossible, to obtain. The Polish Beneficial Association has solved this problem with our Graded Benefit Guaranteed Issue Whole
Life Policy.

Facts: Absolutely No Health Questions.                   Benefits: Coverage effective
           No Physical Examination                                                   Immediately
           Minimum Insurance $ 2,500.00                                        Premiums will never increase
           Maximum $ 10,000.00
           Issue ages 46 to 76

Graded Death Benefit: Year One 25% of the Face Amount
                                          Year Two 50% of the Face Amount
                                          Year Three 75% of the Face Amount
                                          Year Four 100% of the Face Amount

Accidental Death Benefit of the Ultimate Face Amount is paid from the date of issue.

Term Insurance to Age 30

Issued for ages 0 to 19. At age 30 this policy may be converted to a permanent plan of insurance without a physical examination, regardless of health. One premium for all ages.

Yearly Renewable Term

Provides insurance protection at minimum cost. Issued for ages 25 to 80. May be converted to a permanent plan of insurance without a physical examination, regardless of health, until age 70. May be renewed to age 89.